Website Terms of Use

1. About these Terms

These Website Terms of Use ("Terms") govern access to and use of the public corporate website at zuka-solutions.com (the "Website"). The Website is owned and operated by Zuka Solutions Limited, a private company limited by shares incorporated in Nigeria ("Zuka Solutions", "we", "us" or "our").

By accessing or using the Website, you agree to these Terms. If you do not agree, you should not use the Website. If you use the Website for an organisation, you confirm that you are authorised to act for that organisation, and references to "you" include the organisation where applicable.

2. Website purpose and product boundary

The Website provides general information about Zuka Solutions, its capabilities, work and products. It is a corporate information website. It does not currently provide user accounts, payment services, financial-product onboarding or transaction functionality.

References to "Zuka" describe a separate product being developed or offered by Zuka Solutions. Access to or use of that product, when available, may require acceptance of separate product terms, privacy disclosures and other notices. These Terms do not grant access to the Zuka product and do not replace any product-specific agreement.

3. Eligibility

You must have the legal capacity to accept these Terms. If you are under 18 or otherwise lack full legal capacity, you may use the Website only with the involvement and permission of a parent, guardian or other person legally authorised to act for you.

4. Permitted use

You may access and use the Website for lawful personal, professional or internal business purposes, including learning about Zuka Solutions and contacting us about a genuine enquiry. Your permission to use the Website is limited, non-exclusive, revocable and does not transfer ownership of any Website content or intellectual property.

5. Prohibited conduct

You must not, and must not assist another person to:

• use the Website in breach of any applicable law, regulation, court order or third-party right;
• interfere with, disrupt, damage or place an unreasonable load on the Website or its supporting systems;
• attempt to bypass security controls, probe for vulnerabilities, obtain unauthorised access, or introduce malware or harmful code;
• use automated means to scrape, harvest or extract Website content or data except as permitted by law or our robots instructions;
• misrepresent your identity or affiliation, impersonate another person, or submit fraudulent, deceptive or unlawful communications;
• copy, reproduce, modify, distribute, publish, sell, license or commercially exploit Website content except with our written permission or as expressly allowed by law;
• remove or alter copyright, trademark or other proprietary notices; or
• use our names, marks, designs or content in a way that suggests endorsement, partnership or affiliation without written permission.

6. Intellectual property

The Website and its content—including text, graphics, layout, illustrations, photographs, designs, software, logos, icons, trade names and trademarks—are owned by or licensed to Zuka Solutions and are protected by applicable intellectual-property laws. "Zuka Solutions", "Zuka", their logos and related brand elements are trademarks or trade identifiers of Zuka Solutions or their respective lawful owners.

Except for the limited right to access and use the Website under these Terms, no right, title or licence is granted to you by implication, estoppel or otherwise. You may quote a reasonable extract for lawful commentary or reference if you provide appropriate attribution and do not create a misleading impression, subject always to applicable law.

7. Information, proposals and communications

If you contact us, you remain responsible for the lawfulness and accuracy of the information you provide and for having the right to share it. Do not send confidential business information, source code, passwords, financial credentials or sensitive personal data unless we have agreed an appropriate secure process and confidentiality arrangement.

Unless we have entered into a separate written confidentiality agreement, sending an unsolicited idea, proposal or other material does not by itself create a confidential, fiduciary, employment, partnership or agency relationship. This clause does not affect confidentiality duties that apply under law or an existing written agreement.

8. No professional or financial advice

Website content is provided for general information only. It is not legal, financial, investment, accounting, tax, cybersecurity or other professional advice, and it is not a recommendation, offer or solicitation to acquire or use a regulated product or service. You should obtain appropriate professional advice and independently assess information before acting on it.

9. Product and forward-looking information

Descriptions, illustrations, roadmaps, expected capabilities, launch timing and other statements concerning our products or services may be preliminary, illustrative or forward-looking. They may change without notice and do not constitute a binding promise that a product, feature, integration, price or launch date will be available. A binding commitment exists only where it is set out in a separate written agreement signed or otherwise validly accepted by authorised parties.

10. Accuracy and availability

We aim to keep the Website useful and reasonably current, but information may be incomplete, outdated or contain errors. We may correct, update, suspend, restrict or withdraw any part of the Website without prior notice. We do not guarantee that the Website will always be available, uninterrupted, secure or free from defects or harmful components.

11. Third-party websites and services

The Website may contain links to websites, applications or services operated by third parties. Links are provided for convenience and do not necessarily imply endorsement, control or responsibility. Third-party terms and privacy notices apply to those services. You access them at your own discretion and should assess their suitability and security.

12. Privacy

Our Website Privacy Noticeexplains how we handle personal data in connection with the Website and related correspondence. The Privacy Notice forms a separate notice and should be read together with these Terms.

13. Disclaimers

To the fullest extent permitted by applicable law, the Website and its content are provided "as is" and "as available". We disclaim warranties, representations and conditions not expressly stated in these Terms, whether express, implied or statutory, including implied warranties of accuracy, completeness, satisfactory quality, fitness for a particular purpose, title and non-infringement.

Nothing in these Terms excludes or limits a warranty, right or remedy that cannot lawfully be excluded or limited, including any mandatory rights available to consumers under applicable law.

14. Limitation of liability

To the fullest extent permitted by applicable law, Zuka Solutions and its directors, officers, employees and agents will not be liable for any indirect, incidental, special, exemplary, punitive or consequential loss, or for loss of profits, revenue, business, opportunity, goodwill, anticipated savings, data or use, arising from or connected with the Website, its content, its unavailability, or any linked third-party service, whether the claim arises in contract, tort (including negligence), statute or otherwise.

Where liability relating to the Website cannot lawfully be excluded, it will be limited to the extent permitted by applicable law. Nothing in these Terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, wilful misconduct, or any other liability that cannot lawfully be excluded or limited.

15. Responsibility for breach

You are responsible for losses, liabilities, claims and reasonable costs arising directly from your unlawful use of the Website, your material breach of these Terms, or your infringement of another person's rights, to the extent permitted by applicable law and to the extent caused by your conduct. This provision does not require you to compensate us for losses caused by our own breach, negligence or unlawful conduct.

16. Restriction or termination of access

We may restrict, suspend or terminate access to all or part of the Website where we reasonably believe this is necessary to protect the Website or others, investigate misuse, comply with law, or respond to a breach of these Terms. Provisions that by their nature should continue—including intellectual-property, disclaimer, liability and dispute provisions—survive termination.

17. Changes to these Terms

We may update these Terms when our Website, business or legal obligations change. Revised Terms will be posted on the Website with a new "Last updated" date. Changes apply from publication unless a later date is stated. Your continued use after a change takes effect constitutes acceptance of the revised Terms, to the extent permitted by law.

18. Governing law and disputes

These Terms and any non-contractual obligations connected with them are governed by the laws of the Federal Republic of Nigeria. Before commencing formal proceedings, you and Zuka Solutions should attempt in good faith to resolve the dispute by written notice and reasonable discussion, unless urgent relief is required.

Subject to any mandatory consumer right or jurisdiction that cannot lawfully be excluded, the courts of Nigeria with competent jurisdiction will have jurisdiction over disputes arising from or connected with these Terms or the Website.

19. General provisions

20. Contact

Questions about the Website or these Terms may be sent to: